Credit Building Apps

Credit Building Apps for Canadians

KOHO

For Individuals

Choosing KOHO means embracing a smarter, fee-free way to manage your finances.

With instant cashback on purchases, real-time spending insights, and automated savings, KOHO empowers you to take control of your money effortlessly.

Plus, its dedicated credit building program helps you improve your credit score responsibly. Experience the benefits of KOHO and unlock a brighter financial future today.

Our Advice

To get the most out of KOHO and the credit building features, we suggest you join via the button below and add at least $50 to your account, so you can get 4 months FREE of the Everything* plan and have access to all of the credit building features.

Pros

No Hidden Fees: KOHO offers a fee-free structure, eliminating monthly maintenance fees, overdraft charges, and minimum balance requirements, allowing you to keep more of your money.

Instant Cashback: Earn instant cashback on everyday purchases, helping you save money effortlessly and make the most out of your spending.

Credit Building Program: KOHO’s credit building program helps improve your credit score by reporting your credit activities to major credit bureaus, fostering responsible financial habits.

NEO Finacial

FOR INDIVIDUALS

Choosing NEO Financial means opting for a modern, digital-first banking experience that offers high-interest savings, generous cash back rewards, and fee-free financial products. With its user-friendly app and innovative features, NEO helps you manage your money effortlessly.

Plus, the NEO Secured Credit Card provides an accessible way to build or rebuild your credit while earning rewards on everyday purchases. Experience the future of banking with NEO Financial.

Our Advice

To get the most out of NEO and the Secured Credit Card, we suggest you join via the button below and add at least $50 to your account. By doing so, you can start earning rewards right away and get an additional $10 cashback!

This initial deposit not only helps you kickstart your savings but also gives you a taste of the generous rewards NEO Financial offers.

You can use the initail deposit for your Secured credit card. Don’t miss out on this opportunity to boost your financial journey with NEO.

Pros

High-Interest Savings: NEO Financial offers competitive interest rates on savings accounts, allowing you to grow your money faster compared to traditional bank accounts.

Generous Cash Back Rewards: Earn significant cash back on every purchase with the NEO Card, making your spending more rewarding across a wide range of merchants.

No Annual Fees: Enjoy the benefits of NEO Financial’s products without the burden of annual fees, ensuring you keep more of your hard-earned money.